24/7 Claims: (506) 466-3330 | Toll Free: 1 (800) 561-3330
Guy R Day Insurance Group
  • Home
  • Need our Help?
    • Report a Claim
    • Make a Payment
    • Proof of Insurance
    • Policy Changes
    • Policy Review
    • Update Contact Info
    • Online Documents
  • Quotes
    • Auto >
      • Automobile
      • Classic Car
      • Motorcycle
    • Property >
      • Home
      • Earthquake
      • Flood
      • Sewer Back-Up
      • Renters
      • Seasonal
      • Condo
      • Landlord
    • Recreational >
      • ATV
      • Boat
      • RV
    • Commercial
    • Personal Liability Umbrella
    • Other >
      • Alcohol Liability
      • Contents in Storage
      • Event
      • Hole-in-One
      • Insurance Bond
      • Vendor
      • Wedding
    • Travel Insurance
    • LIfe
  • Insurance
    • Home & Auto
    • Auto >
      • Automobile
      • Classic Car
      • Motorcycle
    • Property >
      • Home
      • Earthquake
      • Flood
      • Sewer Back-Up
      • Renter
      • Seasonal
      • Condo
    • Recreational >
      • ATV
      • Boat
      • RV
    • Commercial
    • Personal Liability Umbrella
    • Other >
      • Alcohol Liability
      • Contents in Storage
      • Event
      • Hole-in-one
      • Insurance Bond
      • Vendor
      • Wedding
      • Travel Insurance
      • Life
    • Disaster Preparation
  • About
    • Broker Advantage
    • Our History
    • Careers
    • Staff Directory
    • Gallery
    • Insurance Carriers
    • Refer a Friend
    • Client Testimonials
    • Blog
  • Contact
  • Client Login
  • Home
  • Need our Help?
    • Report a Claim
    • Make a Payment
    • Proof of Insurance
    • Policy Changes
    • Policy Review
    • Update Contact Info
    • Online Documents
  • Quotes
    • Auto >
      • Automobile
      • Classic Car
      • Motorcycle
    • Property >
      • Home
      • Earthquake
      • Flood
      • Sewer Back-Up
      • Renters
      • Seasonal
      • Condo
      • Landlord
    • Recreational >
      • ATV
      • Boat
      • RV
    • Commercial
    • Personal Liability Umbrella
    • Other >
      • Alcohol Liability
      • Contents in Storage
      • Event
      • Hole-in-One
      • Insurance Bond
      • Vendor
      • Wedding
    • Travel Insurance
    • LIfe
  • Insurance
    • Home & Auto
    • Auto >
      • Automobile
      • Classic Car
      • Motorcycle
    • Property >
      • Home
      • Earthquake
      • Flood
      • Sewer Back-Up
      • Renter
      • Seasonal
      • Condo
    • Recreational >
      • ATV
      • Boat
      • RV
    • Commercial
    • Personal Liability Umbrella
    • Other >
      • Alcohol Liability
      • Contents in Storage
      • Event
      • Hole-in-one
      • Insurance Bond
      • Vendor
      • Wedding
      • Travel Insurance
      • Life
    • Disaster Preparation
  • About
    • Broker Advantage
    • Our History
    • Careers
    • Staff Directory
    • Gallery
    • Insurance Carriers
    • Refer a Friend
    • Client Testimonials
    • Blog
  • Contact
  • Client Login

Day Insurance Blog

Teen Drivers and Your Insurance

8/1/2018

1 Comment

 
It’s inevitable. Your kids are going to want your car keys. It’s rare that your teen is going to fully appreciate the minutia of your car insurance policy (which you may also pay for), so it’s crucial to have a few quick conversations with them to get on the same page, especially once they can drive solo.
Picture
What safe driving looks like
We’ve all seen it – people casually multitasking while driving down the freeway in rush hour: applying makeup, eating breakfast, making phone calls, changing the song on their playlist, and – the big one – texting. Inform your teens about the distracted driving laws in your province or territory, and paint a vivid picture for them.

What identification is mandatory and why
Remind your teen to carry their driver’s, vehicle registration, and insurance information at all times in the car. They’ll need it if they get pulled over or are involved in a collision. It also doesn’t hurt to carry their health card, emergency contact information, and charged cell phone (stowed away in the glove compartment, of course) on hand just in case.

Why boring cars make for safer drivers
Sure, it doesn’t do much for their “cool” reputation at school, but there’s a good reason why the reliable family sedan may be the perfect choice to be his/her first car. A newer, more expensive vehicle may drive up your premiums because they can cost more to repair or replace. It may not seem like a big deal now, but driving a “boring” vehicle instead of a fast sports car can indirectly remove the temptation to indulge an inner speed demon. Promoting safer driving habits early on can improve their driver safety rating over time and potentially save them money once they move out and start buying their own insurance.

Why insurance is important
Auto insurance helps pay for any costs associated with injuries, property damage, and even casualties. If you or your teen are involved in an accident, your insurance policy really is worth every penny because any compensation allocated after you make a claim helps you recover or get the treatments that you – or the person you hurt – need. One exception is the province of Québec, where bodily injuries are not covered by private insurance policies, but by the Société de l’assurance automobile du Québec (SAAQ). This is why you need insurance before you can legally drive (getting added to a parent’s insurance policy also counts). It’s one of those things you hope you never have to use, but it gives you peace of mind knowing you’re covered.

Passengers can be a distraction
All drivers with underage passengers need to understand that they’re responsible for everyone’s well-being – not just putting on a good playlist. If a passenger’s behaviour is distracting, it’s the driver’s responsibility to tell them what’s acceptable so that they can drive everyone safely to their destination.

Allowing your teen to drive can free up a lot of your time and energy while giving them the freedom, independence, and real-world experience they both crave and need. Driver safety is an ongoing conversation but getting off to a solid start can create a strong driver for life.


Source: https://blog.intact.ca/auto/teen-auto-insurance
1 Comment

    Contact Us

    (506) 466-3330
    78 Milltown Blvd
    St. Stephen New Brunswick Canada E3L 1G6

    Archives

    April 2021
    March 2021
    January 2021
    March 2019
    August 2018
    July 2018
    December 2017
    September 2017
    August 2017
    July 2017
    June 2017

    Categories

    All
    Baby
    Car
    Car Seat
    Discount
    FAQs
    Financial
    Home
    Insurance
    Insure
    Protect
    Safety
    Security
    Theft

    RSS Feed

Navigation

Homepage
Help and Services
Insurance Quotes
Insurance Information
Contact Us
​Careers

Connect With Us

Share This Page

Contact Us

Day Insurance
78 Milltown Blvd.
St. Stephen, New Brunswick E3L 1G6
(506) 466-3330
Click Here to Email Us
Review Us

Location

Website by InsuranceSplash