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As a homeowner you may not realize you’re responsible for underground service lines that run from city/town property lines to your home. The cost of repairing or replacing piping and wiring on your property can be costly and usually isn’t covered by standard home insurance policies. Service Line Coverage is an optional type of coverage that you can add to your home insurance policy to protect you from losses due to failure of these lines. What's covered? Add Service Line Coverage to your home insurance policy to avoid the high costs associated with repairing or replacing failed service lines located on your property.
What's covered in the event of a loss
Source: https://www.aviva.ca/en/find-insurance/add-ons/service-line-coverage/#tab-3-item_1856487014
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