What is Renters Insurance?
As a renter, you've got it pretty good: no property taxes, no lawn cutting, no snow removal... just simple living!
But what would you do if you returned home from work, or a vacation, and all of your possessions in your apartment had been destroyed by a fire? Or if there was a break-in and some of your most expensive stuff was stolen?
What does my landlord's insurance cover?A landlord's insurance covers his building. It doesn't cover your belongings in the event of fire, theft, or damage. It also doesn't cover you against personal liability.
Why do I need tenant insurance?You can be held responsible for any damage you cause to the building or to others who live or visit the building. If your toaster oven starts a fire, your guest slips and falls, or water damages your belongings; tenant insurance can pay for these events.
What are additional living expenses coverage?This coverage will pay for you to live somewhere else while your condo is being repaired after a claim. These costs can be moving costs, hotel or apartment fees, meals, groceries, etc. This coverage applies up to a specified limit.
What is contents insurance?Contents coverage covers the cost to repair or replace your belongings. While you may not think you have very much in contents, it can add up quickly.
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The Guy R Day Difference
You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for... Most insurance products are similar in price and function, insurance providers are very different when it comes to creating a policy that actually covers you.
Contact us to learn more about the right renters insruance for you.