What is Liquor Liability?
Liquor liability insurance protects you when a lawsuit is brought against you as the host of an event where alcohol was served. Whether you're an individual, organization, or company; if you're involved in the serving of alcohol, you can be held legally liable for damage or injuries.
To serve liquor, you need to have a valid liquor license.
Liquor liability can cover:
Consider this: you go away on vacation and leave your underage child alone in your home. That child throws a party where a drunk minor falls down the stairs and breaks his legs. Even though you weren't in the home or aware of the party, you can still be held liable for that individual's injuries.
Tips to mitigate your risk:
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The Guy R Day Difference
You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for... Most insurance products are similar in price and function, insurance providers are very different when it comes to creating a policy that actually covers you.
Contact us to learn more about the right alcohol liability insurance for you.